WORLD LEADING EXPERTISE

The calibre of C-DMT's staff is amply demonstrated by their world firsts and country firsts in diverse industries that include Housing, Public Transport, Health, Technology, Water Management, Green House Gas Emission reductions, Banking and Finance. By following the philosophy of Beginner's Mind, nothing is impossible

World firsts by our staff include:

BANKING

▪ Mobile Phone Banking ▪ No-Charge Universal ATM's ▪ Video-ATMs ▪ Non-Foreclosing Mortgage

▪ Program Trading ▪ nth Degree Derivatives Tracking

HOUSING

▪ Non-Foreclosing Mortgage (NFM)

Ensures home-buyers never face foreclosure

On-Demand Emergency Public Housing

The suddenly homeless can be housed within 24-hrs

Affordable Housing

Enables even those on Minimum Wage to purchase their own home; and without mortgage stress

HEALTH

24/7 recording of medical conditions for proactive medical diagnosis
Medicines for the treatment of Respiratory viral infections (patented)

WATER MANAGEMENT and ENVIRONMENT
The Integrated Water Management System (IWMS) reduces domestic water consumption, without reducing usage

IWMS not only reduces household water bills, but also electricity bills. With lower electricity usage a country's Green

House Gas emissions are also substantially reduced

Country firsts include:

24hr ATMs

One of our executives created this facility in an overseas bank, 18-months ahead of any other bank in that country.

Within just 3 months the bank increased its customer base by 15%; no mean achievement in the highly competitive

retail banking arena

PUBLIC TRANSPORT

▪ Out-of-Hours suburban routes services

▪ Inner-City Commuter Bus Services

▪ Shopper Bus services

Enables public transport operators, whether government or private, to provide cost-effective alternatives to the current
loss-producing services

   ISLAMIC BANKING
   Another C-DMT executive devised and implemented the first full over the counter Islamic Banking facilities in a Retail
   Bank. Within a year the number of the bank's Islamic customers rivalled some of the larger pure Islamic Banks

Apart from our world and country firsts, the proven track record of C-DMT's consultants includes:

Brokering deadlocked negotiations in the Peoples Republic of China for a large international Banking Systems vendor who lacked the necessary skills,experience, and understanding of cultural sensitivities

Troubleshooting and resolving a USD$1Billion imbalance for a major South East Asian banking corporation. We traced it back to a plethora of serious failings in a core-systems replacement by one of their ICT vendors from the previous year

Setting up of an entirely new banking group from the ground up

Being invited by one of the world's largest computer manufacturers toprovide our opinion on their emerging technologies

Being invited by world-leading risk management organisations for our suggestions on how to improve their Risk Management products

A browse browse around our website will provide you with further examples of C-DMT's expertise.

CLAYMORE-DMT

"In the beginner's mind there are many possibilities, but in the expert's mind there are few." - Shunryu Suzuki